- Shop Online - By shopping online for your car insurance is one of the biggest ways you can save money and get the cheapest car insurance for young drivers. You will also want to get several quotes from many different companies. That way you can get the cheapest student car insurance possible.
- Get a car security system - If you car has an alarm or anti theft system insurance will tend you give you a discount no matter how old you are.
- If you have good grade this could save you money - If you have a "B" average or better then you may qualify for a discount to help get the cheapest car insurance for young drivers.
- Multiple car discount - Try and get on your parents policy and stay on it as long as possible. This can help save you money and get you cheap student car insurance.
- If you are buying your first car do not buy a new one. Older cars are cheaper to maintain and this will help keep your young driver insurance at a reasonable price. However with that said do not buy a car that does not have anti - lock brakes and make sure it has air bags. This will also help with getting a cheap young driver car insurance.
- Raise your deductible - Even if you have poor grades and you can't get on your parents car insurance if you have a higher deductible you will save a lot of money. If you raise the deductible from $500 to $1,000 you might save as much as 20%. However if you do this make sure you can afford it. So i recommend that you open a savings account and save the deductible amount and just for get about it until you need it. Plus over time if you don't have an accident then you will grow interest and you can use that as a rainy day fund.
Everyone should try and save money and get the best deals possible after all there is nothing wrong with being thrifty. So why over pay for your car insurance for young drivers. Now these are normally general tips that most states recognize. However when you are getting your car insurance estimate don't be shy to ask for other possible discounts on car insurance.