Cheap Car Insurance in Illinois
car insurance. The main reason for this is because when you shop online you save the insurance companies a lot of money and they pass that savings right back to you in the form of a car insurance discount.
If you just moved to Illinois and your getting car insurance, you need to know that you must keep proof of that insurance with you at all time while driving. Please make sure you always have a current car insurance card as well because you will notice a lot of traffic stops to check to see if you have been drinking or they call it safety checks. Speaking from experience I happen to be a high risk driver because I have 2 DUI's in Illinois. So, if you go out an a Friday or Saturday night you would be smart to take that cab. But even a high risk driver will save money when they shop online for SR22 insurance.
The law for Illinois Car Insurance requires
- Minimum Bodily Injury Liability limits of $20,000 per injured person up to a total of $40,000 per accident.
- Property Damage Liability coverage with a minimum limit of $15,000
- A minimum of $20,000 per person up to $40,000 per accident for any bodily injury caused by an under-insured or uninsured driver.
- I recommend when you shop for car insurance online that you get at least 10 to 15 car insurance estimates.
- If you have more than one vehicle or maybe an RV then try and get a multi-car discount or ask if they can bundle your car insurance and RV Insurance.
- If you have a young driver and you need cheap car insurance for a young driver then have them take a defensive driving course. Those will help lower the cost your young drivers.