Friday, September 30, 2011

Car Insurance Discounts For Students

You don't have to be 25 years old to get a few discounts. There are ways to get car insurance discounts for students and I hope I can help get you started. In fact there are several student car insurance discounts that a young driver can take advantage of.

 
Note: Some of these car insurance discounts for students do not apply to all companies and states. That's why its a good idea to get several car insurance estimates to find the best deals that apply to you. I will talk a little more about getting estimates further down the page.

Car Insurance Discounts For Students:
  • Good Student Car Insurance Discount - If you have been a good student and have held a "B" average or better then you can qualify for a good student car insurance discount. Good students tend to be more responsible and most car insurance companies recognize this. So, they will often reward you with a good student discount.
  • Get several car Insurance Quotes - It is possible to save up to 20% just by shopping online. This can be a great way to get car insurance discounts for students. I also recommend that you get 15 to 20 different free car insurance estimates. The reason why you get so many different quotes is because not all companies offer the same deals.
  • Set up easy Payments - Some companies will offer an additional 5% discount when you set up an EZ pay account. This will be an automated payment schedule that will keep your car insurance in good standing. This is a great way to get a added student car insurance discount. You could also save 10% off your student car insurance if you can pay your car insurance premium all at once in full. If you have the money to do this it would be worth it.
  • Early sign up - Some car insurance companies will give you an additional 10% discount if you sign up with them before your old policy expires. It is a myth that you have to wait for your old car insurance policy to expire before you change companies.
  • Good driver discount - Even a student driver with a driving record of 5 years or longer can get a good drivers discount. If you have been accident free for the past 5 years you could qualify for this discount.
Times are tough right now so saving money has become a priority for almost everyone. For even more possible discounts be sure to read these 2 post Part 1 Auto Insurance Discounts and Part 2 Car Insurance Discounts. You never know what might apply to you even as a student. So, take advantage of all car insurance discounts for students.

Don't forget the possible discounts that are available will depend on what state you live in and the company your with.