Cheap Hawaii Car Insurance Estimate
of the drivers in Hawaii do not have insurance at all.
What are the penalties if caught driving without car insurance in Hawaii?
If You're caught driving without insurance in Hawaii it might result in hefty fines such air is $1000 for the first offense up to $3000 for the second offense and it can even go up from there will for all other offensive. If you do not have at least the minimum liability car insurance then you must surrender your license and plates and car registration. You could even lose your driver’s license and imprisonment. So, don't drive without car insurance in Hawaii.
Hawaii Liability Car Insurance Requirements:
- $20,000/40,000 Bodily Injury Liability
- $10,000 Personal Injury Protection
- $10,000 Property Damage Liability
- $20,000/40,000 Under-insured Motorist (optional)
- $20,000/40,000 Uninsured Motorist (optional)
It is important to know that not all companies offer the same discounts on car insurance. So, I recommend that you get as many car insurance estimates as you can so you can compare policies and get the best deals..
A great way to save money and get a car insurance discount is to sign with your new company before the old policy expires. You can save up to 10% to 15% and in most cases your new car insurance company will handle the switching for you.
Safe drivers can save big time - If you have not had an at fault accident in a giving time frame then you could save anywhere from 20 up to 45%. The time frame to get these discounts vary from can insurance company to company. Normally its 36 to 60 months.
Cheap car insurance for young drivers - That's right even young drivers can save money and get a Hawaii car insurance discount. If you are a good student with a "B" average or better then you could save. If you don't qualify for that one, well that's OK. You can also get a discount when you take a drivers safety course. These can be done over the weekend and really pay for themselves.
Motorcycles riders can save too - Many people are riding more and more these days and you can save money too and get cheap motorcycle insurance. One of the best discounts if you have a motorcycle and another vehicle is getting a multiple car insurance discount. That will help you save on both and get a really cheap car insurance estimate.