Monday, May 7, 2012

Very Cheap Car Insurance in California CA

Cheap Car Insurance in California

Cheap Car Insurance California, There are many ways to help you save money and get Cheap Car Insurance in California. If you live in California please register your car at the California Department of Motor Vehicles. One of the best ways to save money and get cheap car insurance estimates is to
shop online. When you shop online for cheap car insurance in California you save the insurance companies time and money and they will pass the savings back to you.

The Law in California says you need 2 kinds of liability car insurance coverage. You will need bodily injury and property damage liability. Your bodily injury liability insurance pays for injuries you cause to others if you are at fault in an car accident. Your California car insurance policy must provide at least $15,000 to pay for injuries to the driver or passenger. If you injure more than one person in a single motor vehicle accident, the California car insurance policy must cover injuries in an amount of at least $30,000. Now these are the minimums, so, if you can afford better coverage I suggest you do so. This is just my opinion but you will be saving money when your get your car insurance online and to increase these levels wont cost you that much more. Plus it is free to check what the higher levels would cost you when you get your Cheap California car insurance quotes online.


Now your Property damage coverage must have a minimum coverage of $5,000 to pay for personal property you damage or destroy while driving on California roads. Again if you ask me this is way to low. A lot of people in California drive really nice cars so if I was you when I get my quotes online for cheap car insurance in California I would check and get prices for different levels. I used to carry a minimum or $100,000 just to make sure I was covered. Sometimes, your property damage liability coverage pays for personal property inside the other person's car, or for other property you damage, such as fences, street signs or bridge railings.

It is up to you the levels of insurance you get because you only need to meet the minimum requirements. However, its always best to be over-insured that under-insured. When you get your car insurance estimates online it wont hurt to check, you might be surprised how cheap it is to get better coverage.

Do not be the fool. If you get caught driving without insurance you will get a $500 fine and you could even lose your license. Plus your car could be impounded and then you will be considered a high risk driver and you might have to get California SR22 insurance. To again do not be a fool and drive without car insurance.